Category Archives: Buying

Are You Still Qualified for A Loan/Mortgage?

Posted on January 28, 2013 by Steven

With the recent major changes by the government to the lending rules, the usual way of doing business may no longer apply.  Even if you were ‘approved’ before, you may not qualify for a loan today.  This especially applies to … Continue reading →

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Tarion Performance Guidelines 2013

Posted on January 12, 2013 by Steven

Download the Ontario New Home Warranty Performance Guidelines Here The Construction Performance Guidelines – Third Edition provides criteria that sets out the minimum performance required in the construction of New Homes in Ontario . They relate to work and materials … Continue reading →

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What Home Inspectors Don’t Tell You

Posted on December 5, 2012 by Steven

Getting a Home Inspection when you buy a home is very wise.  Unfortunately, Realtors and Buyers can rely too heavily on the Home Inspection and be surprised after they close and move in. Even if you use a Registered Home … Continue reading →

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How Do I Get the Best Home for the Lowest Price?

Posted on November 5, 2012 by Steven

Price is only one of several factors to consider when purchasing a home.  The process of buying includes looking at the big picture and seeing the value of the home.  Even if you are a seller, you should think like … Continue reading →

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Beware the Tax Man

Posted on October 5, 2012 by Steven

Beeewaaaare the Tax Man! As adults, most will agree there in nothing scarier than taxes, especially when they’re unexpected.  When Buying, Selling or even moving from one property you own to another, there are tax considerations.  A discussion with a … Continue reading →

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How Do I Manage Multiple Offers!

Posted on September 19, 2012 by Steven

 If I Get Multiple Offers On My House, How Do I Decide Which Offer To Accept? Multiple offers are a good thing.  Still you can make a mistake if you don’t look at more than just the price being offered.  … Continue reading →

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Mortgage Rule Changes

Posted on July 21, 2012 by Steven

  June 21, 2012 — The Honourable Jim Flaherty, Minister of Finance, announced four measures for new government-backed insured mortgages with loan-to-value ratios of more than 80 per cent: Reduce the maximum amortization period to 25 years from 30 years. … Continue reading →

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What is Title Search?

Posted on May 4, 2012 by Steven

Here in Ontario, the province keeps records on every piece of property.  When a Lawyer or Realtor reviews these documents we call that a Title Search.  Included in every standard Agreement of Purchase and Sale is the provision for a … Continue reading →

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What Home Inspectors Don’t Tell You

Posted on August 5, 2011 by Steven

What Home Inspectors Don’t Tell You (Also Seen in Snap South Simcoe) Written By: Steven Silva  Getting a Home Inspection when you buy a home is very wise. Unfortunately, Realtors and Buyers can rely too heavily on the Home Inspection … Continue reading →

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6 Fairside Drive Sold in Bradford Ontario

Posted on July 14, 2011 by Steven

Built on a 43-foot lot, this home is located in the New Community of Grand Central.  Still under the builders warranty, this move-in ready home features: a large master bedroom with W/I closet and 4-pc ensuite, oak stairs, gas fireplace, … Continue reading →

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