Tag Archives: Ontario

Ask Steve Q&A: Missing Insulation in New Home

Posted on December 16, 2010 by Steven

The first “Ask Steve” column has been published in the Bradford Times: “The Bradford Times will be introducing a new feature, once or twice a month – Ask Steve. Steven Silva is a Sales Rep with Royal LePage-Your Community Realty, but … Continue reading →

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BWG Market Watch November 2010

Posted on December 10, 2010 by Steven

BRADFORD WEST GWILLIMBURY MARKET WATCH Greater Toronto REALTORS® reported 28 sales in Bradford West Gwillimbury [N18] through the Multiple Listing Service® (MLS®) in November 2010.  This represents a 20 percent decrease compared to the 35 sales recorded in November 2009. … Continue reading →

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Bradford West Gwillimbury 2010 Final Tax Rates

Posted on August 9, 2010 by Steven

When buying a property, one of the items I always review (and buyers should always ask about) is Land Taxes.  When listing a home most realtors get a copy of the previous years land taxes then post it on the … Continue reading →

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Buying a New Condominium from a Builder and the New Home Warranty Plan

Posted on July 26, 2010 by Steven

When buying brand new Condo in Ontario from a builder you get a New Home Warranty which is administrated by Tarion Warranty Corp.  Tarion protects buyers of new condo units, if the builder is registered with them.  Some of the … Continue reading →

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What Construction Company Owners Should Ensure Their Foremen Have

Posted on April 12, 2010 by Steven

Every Foreman or Supervisor should have a binder with information that relates to their company.  I have provided a list of items that should be included in the binder.  I will be adding links where you will find additional information … Continue reading →

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Tarion Protection Is Worthless Without Knowing How To Use It

Posted on April 7, 2010 by Steven

While it is true that Tarion (the Ontario New Home Warranty Program) is there to protect the Homeowners.  Keep in mind that it is also there to protect the Builders.  Tarion  sets performance guidelines and time-lines that both the Builder … Continue reading →

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Termites Terrorize Toronto

Posted on April 4, 2010 by Steven

Hidden inside wood boats, Termites came across the water landing in Toronto, Ontario just prior to the 1940s in the area today known as “the beaches” They have spread mostly North and West but can be found in Scarborough, York, North York, Etobicoke, Mississauga, Brampton, Thornhill, Markham, Newmarket, Pickering, Whitby and Oshawa… Continue reading →

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Predicting Canadian Mortgage Rates

Posted on March 27, 2010 by Steven

How are Canadian Mortgage Rates Set?… Variable mortgage rates and lines of credit move with the prime lending rate…. Fixed-Rate Mortgages move with the bond market…. Continue reading →

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Required Construction Documents Part 3: Health and Safety Policy by Steven Silva

Posted on February 11, 2010 by Steven

The Health and Safety Policy Statement is all that is required. It is a one page document (usually part of their whole Health and Safety Program which is many pages long). Take a look at my Health and Safety Policy Statement. This is my current policy for my Construction/Consulting company. There are four things that I look for (as does the Ministry Of Labour) in order to make it valid. Continue reading →

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Required Construction Documents Part 2: WSIB Clearance Certificate by Steven Silva

Posted on February 7, 2010 by Steven

Steven Silva’s Required Construction Documents Part 2: WSIB Clearance Certificate: Before I allow any construction contractor to work for me here in Ontario I would ask for a Workplace Safety and Insurance Board (WSIB) clearance certificate in order to protect myself from potentially being sued. In cases where a contractor does not have WSIB coverage (and I require the services), I could contact WSIB and then holdback the amount required by WSIB from the contract and submit it to WSIB. Continue reading →

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