Category Archives: Home Tips

March 2014 Newsletter

Posted on March 4, 2014 by Steven

Steven Silva’s… Tips for Healthy, Wealthy and Happy Living Inside This Issue…   7 Major Financial Mistakes & How To Avoid Them… Save Money On These Simple Home Repairs… Fun Facts and Laughs: What To Do If Your E-mail Is Hacked, … Continue reading →

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Are You Still Qualified for A Loan/Mortgage?

Posted on January 28, 2013 by Steven

With the recent major changes by the government to the lending rules, the usual way of doing business may no longer apply.  Even if you were ‘approved’ before, you may not qualify for a loan today.  This especially applies to … Continue reading →

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What Home Inspectors Don’t Tell You

Posted on December 5, 2012 by Steven

Getting a Home Inspection when you buy a home is very wise.  Unfortunately, Realtors and Buyers can rely too heavily on the Home Inspection and be surprised after they close and move in. Even if you use a Registered Home … Continue reading →

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How Do I Get the Best Home for the Lowest Price?

Posted on November 5, 2012 by Steven

Price is only one of several factors to consider when purchasing a home.  The process of buying includes looking at the big picture and seeing the value of the home.  Even if you are a seller, you should think like … Continue reading →

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Beware the Tax Man

Posted on October 5, 2012 by Steven

Beeewaaaare the Tax Man! As adults, most will agree there in nothing scarier than taxes, especially when they’re unexpected.  When Buying, Selling or even moving from one property you own to another, there are tax considerations.  A discussion with a … Continue reading →

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How Do I Manage Multiple Offers!

Posted on September 19, 2012 by Steven

 If I Get Multiple Offers On My House, How Do I Decide Which Offer To Accept? Multiple offers are a good thing.  Still you can make a mistake if you don’t look at more than just the price being offered.  … Continue reading →

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Mortgage Rule Changes

Posted on July 21, 2012 by Steven

  June 21, 2012 — The Honourable Jim Flaherty, Minister of Finance, announced four measures for new government-backed insured mortgages with loan-to-value ratios of more than 80 per cent: Reduce the maximum amortization period to 25 years from 30 years. … Continue reading →

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Tips for Keeping Cool During the Summer Heat

Posted on July 11, 2012 by Steven

These are my favourite inexpensive tips to help keep you cool during the Summer Heat. Close the supply vents on the lower levels:  Cold air will naturally travel to the lowest point.  The furnace also has a harder time pushing up the … Continue reading →

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MLS vs Realtor.ca

Posted on June 19, 2012 by Steven

There is some confusion with respect to the term “MLS”; MLS stands for Multiple Listing Service and it is a cooperative system used ONLY by Realtor Members of Canada’s Real Estate Boards.  This system allows Realtors to work together to … Continue reading →

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What is Title Search?

Posted on May 4, 2012 by Steven

Here in Ontario, the province keeps records on every piece of property.  When a Lawyer or Realtor reviews these documents we call that a Title Search.  Included in every standard Agreement of Purchase and Sale is the provision for a … Continue reading →

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