Tag Archives: Steven Silva

How to end a Tenancy Agreement

When the Tenant and Landlord agree to end a Tenancy, Use the N11 Form approved by the Landlord and Tenant Board.  As a landlord, I have had my share of problems, I cannot stress how important it is to use … Continue reading

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Predicting Canadian Mortgage Rates

How are Canadian Mortgage Rates Set?… Variable mortgage rates and lines of credit move with the prime lending rate…. Fixed-Rate Mortgages move with the bond market…. Continue reading

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Roll Roofing is a Low Quality Product

Amazingly enough I could not find any signs of leakage (though without a doubt it had to be letting water pass) This is roll roofing after about 15 years. Imagine taking asphalt shingles and making a big roll out of it. It is the one of the least expensive way to cover a flat roof and the lowest quality. I automatically assume that any Flat Roof covered by Roll Roffing may need to be replaced within about 5 years. Continue reading

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Can I hire a Contractor Without WSIB?

Can I hire a Contractor Without WSIB?  The short answer is yes. But Why would you want to?  This is the least I think you should know before you do.

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Inside an Old Electric Furnace

Ever wonder about an electric Furnace? I found one in a basement during one of my home inspections. The green big thing at the bottom of the picture on the left is the blower. It sucks the air in and pushes up through the electric coils visible on the right. Electricity runs through the coils heating them up. As the air passes it picks up the heat and warms up. Continue reading

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Required Construction Documents Part 3: Health and Safety Policy by Steven Silva

The Health and Safety Policy Statement is all that is required. It is a one page document (usually part of their whole Health and Safety Program which is many pages long). Take a look at my Health and Safety Policy Statement. This is my current policy for my Construction/Consulting company. There are four things that I look for (as does the Ministry Of Labour) in order to make it valid. Continue reading

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Realtor Steve on a Zoom-Boom

Sunday I took a Zoom-Boom for a drive, moving it from one job site to another one job site close by. I could operate that forklift all day. I love those machines

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Required Construction Documents Part 1: Registration Of Constructors (Form 1000) by Steven Silva

Before I allow any contractor to work for me on a construction project here in Ontario, I require 3 Documents to be provided: Registration of Constructors (Form 1000), Copy of a WSIB clearance certificate, Copy of their Health and Safety Policy. I have allowed work to start without contracts, quotes/estimates, and even without references BUT the first three MUST be provided. As I tended to work with smaller contractors, except for the WSIB clearance certificate, they usually had no idea what all the other two were. They also tended to be surprised when I would ask for a WSIB clearance certificate up front. Over the next three blogs I will discuss each one and why I think each one is so important. Continue reading

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